Cyber Attacks: Understand what you can control

One of the challenges facing cyber security today is the feeling that a cyber breach is something that can not be avoided, something that is essentially out of your control. A common misconception is that – unless you’re a large company with a ton of resources you can devote to cyber security, intrusion detection, malware Read more about Cyber Attacks: Understand what you can control[…]

Managing Contractual Liability

Risk Management is often focused on critical areas such as property protection and worker safety. An equally important area is contractual liability. A properly written and reviewed contract can help to mitigate the cost of a claim and perhaps prevent your company from paying unnecessarily for disputes and claims that may be more the responsibility Read more about Managing Contractual Liability[…]

Business owners must prepare for the worst

Business owners must prepare for the worstBy Joyce M. Rosenberg Associated Press NEW YORK – Tornadoes and flooding in the Midwest and South are painful reminders to small businesses about the need for disaster preparation. Disaster prep can include reinforcing your building, putting inventory on pallets, and keeping a supply of plywood on hand. It Read more about Business owners must prepare for the worst[…]

Business Owners with Sales > $1MM – Insure your Receivables!

How can credit insurance help me?A credit insurance policy protects domestic and international accounts receivable against nonpayment by customers. Credit Specialists are located throughout the United States to work with you in tailoring a policy to meet your specific needs. Policy Features– Customized policy structure– Broad range of coverage options– Short-term receivables coverage from both Read more about Business Owners with Sales > $1MM – Insure your Receivables![…]

Commercial insurance rates fall further

by BusinessInsurance.com Jul 13,2010 Insurance rates for global property risks are declining up to 20% despite earthquakes and storms that caused billions of dollars of insured losses in the first half of this year, a brokerage executive said Friday. “Rates are, generally speaking, still reducing,” Nicholas Bacon, London-based CEO of Bowring Marsh, a specialist international Read more about Commercial insurance rates fall further[…]

Insurers recover financially, but markets stay soft: Aon

Most segments of the U.S. insurance market are soft, concluded an Aon Corp. report released Wednesday. In its 2010 U.S. Insurance Market Overview, the Chicago-based broker said buyers can expect flat to decreasing prices in property/casualty, directors and officers liability, and kidnap and ransom insurance. Insurers’ financial performance has improved notably since late 2008 and Read more about Insurers recover financially, but markets stay soft: Aon[…]

NOAA sees up to 14 hurricanes in Atlantic this year

WASHINGTON (Reuters)—The Atlantic storm season could produce as many as 14 hurricanes this year, the U.S. government’s top climate agency predicted Thursday, setting the scene for potentially the most intense season since 2005.Advertisement In its first forecast for the storm season that begins next Tuesday, the National Oceanic and Atmospheric Administration forecast 14 to 23 Read more about NOAA sees up to 14 hurricanes in Atlantic this year[…]

Hired & Non-Owned Auto Liability Coverage… You should have it!

Non-Owned & Hired auto liability covers bodily injury and property damage caused by a vehicle you hire (including rented or borrowed vehicles) or caused by non-owned vehicles (vehicles owned by others, including vehicles owned by your employees). It usually does not pay for physical damage to the vehicle itself; that’s covered by the owner’s insurance. Read more about Hired & Non-Owned Auto Liability Coverage… You should have it![…]

General Liability and Property Insurance Package

Commercial Insurance – Business Owners Policy, BOPCommercial insurance may be available in an affordable, General Liability and property package policy known as a Business Owner’s Policy, or BOP, if yours is a small business to a medium-sized business operating in a low-risk business class. A BOP combines General Liability insurance and Property insurance in a Read more about General Liability and Property Insurance Package[…]

Insurance 101: Property – Basic, Broad, and Special Forms

By Deborah Dera It’s time to step away from automobile insurance and start to take a look at property coverage. When looking at your homeowners, renters, condo, or other property insurance policy it is important to understand that there are three different types of coverage available: basic, broad, or special. Your policy will be written Read more about Insurance 101: Property – Basic, Broad, and Special Forms[…]