When was the last time you reviewed your homeowners policy?

When was the last time you reviewed the protection provided by your Homeowners policy? To most homeowners, their home and possessions represent their largest investment, and insurance is their best safeguard. We feel it’s important for your policy to keep pace with today’s changing exposures. Our agency offers a free, no-obligation questionnaire to make sure Read more about When was the last time you reviewed your homeowners policy?[…]

Insurance Agents & Brokers – What’s the difference?

Insurance AgentsInsurance agents are insurance professionals that serve as an intermediary between the insurance company and the insured. Broadly speaking, an agent’s liability to their customers is administrative. That is, agents are only responsible for the timely and accurate processing of forms, premiums, and paperwork. Agents have no duty to conduct a thorough examination of Read more about Insurance Agents & Brokers – What’s the difference?[…]

Finding the right insurance agent or broker

How do you find the right agent? First, understand the difference between captive and independent agents. A captive agent sells one company’s insurance products. An independent agent represents multiple companies, which should allow him or her to combine coverages and service to meet your insurance needs and price target. If you own a business, consider Read more about Finding the right insurance agent or broker[…]

Protecting your home against loss… The Basics

If you’re reading this, my intuition tells me you might have home that you rent or own… What would happen to you if you returned home one day to find your computer or prized plasma television missing? What if someone stole all your furniture? Worse yet, what if you came home to find that a Read more about Protecting your home against loss… The Basics[…]